By Denna Bowman
Saga insurance company is protecting its’ customers no claims discounts if they are the victims of car vandalism.
Instances of slashed tyres, smash mirrors and other acts of vandalism are rising dramatically and now over 50s car insurance specialist is offering increased financial protection.
Policyholders should be penalised if their tyres need replacing or they have to make a claim against repairing other damage to their car, according to Saga.
The insurance company increased its level of cover to reflect the growing concern among the over 50’s about the rise in vehicle vandalism.
More than 1.7 million instances of car vandalism were recorded in 2008, and the number increased by 10 per cent in the first three months of 2009, now accounting for 17 per cent of all car crime.
The additional cover for victims of car vandalism will provide peace of mind and reassurance to over 50s motorists that the no claims discount on their car insurance premium will not be affected by making a vandalism claim.
Saga already covers common vandalism damage caused to cars, including key scratches, smashed mirrors, graffiti and slashed tyres, and now customers will not also have to put up with a reduction in their no claims bonus as a result of being the victim of crime.
Both new and existing Saga motor insurance customers will benefit from the additional protection, but they will still have to pay the excess, and provide a Crime Reference number, when they make a claim for vandalism.
Andrew Goodsell, executive chairman Saga Group, said: “Being a victim of car vandalism is a distressing experience and we believe it is unfair to penalise people by reducing their No Claim Discount as a result.”