By Denna Bowman
UK motorists have been assured that fitting winter tyres should not result in an extra charge on their motor insurance.
The Association of British Insurers, which represents 90% of the motor insurance market, has confirmed that will not charge any additional premium if winter tyres are fitted, provided that the tyres meet, and are fitted in accordance with, the vehicle manufacturers’ specifications and are in a roadworthy condition.
Nick Starling, ABI’s Director of General Insurance, said: “Insurers do not want to penalise motorists who take steps, like fitting winter tyres, to improve their safety on dangerous winter roads. Last year cold weather came early and there was some uncertainty for customers about the insurance implications of fitting winter tyres. This commitment clarifies the position for motorists.”
While the insurers signed up to the commitment will not charge an additional premium for the fitting of winter tyres, some may require the customer to advise them that these tyres have been fitted. The commitment covers cars used for personal use, under a private or personal use car insurance policy.
The commitment does not cover fitting new wheels. Any motorist who has winter tyres fitted to new wheels should contact their motor insurer for advice.